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Transamerica Medicare Supplement Plans 2027: Plans, Ratings and Review

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 27, 2026

Transamerica Medicare Supplement plans are issued by Transamerica Life Insurance Company, which holds an A (Excellent) rating from AM Best. It sells the standard plan letters in many states, with an EasyPay discount and optional dental, vision and hearing coverage in some areas.

Transamerica is one of the best-known names in American insurance, with roots going back to 1904. Most people know it for life insurance and retirement plans, but it also sells Medicare Supplement plans through licensed agents.

This guide covers who owns Transamerica, its rating, which plans it sells, its discounts and how it compares for 2027. Before you compare companies, it helps to know what each plan letter covers. Our Medicare Supplement plans comparison chart lays it out.

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Who Is Transamerica?

Transamerica Medicare Supplement company history timeline from 1904 to 2028

Transamerica is owned by Aegon, an international insurance and investment group that bought it in 1999. In December 2025, Aegon announced plans to move its headquarters to the United States and rename the parent company Transamerica, a change it expects to finish by 2028.

Your Medicare Supplement policy is issued by Transamerica Life Insurance Company of Cedar Rapids, Iowa. In New York, policies come from Transamerica Financial Life Insurance Company.

Parent company. Aegon, which plans to rename itself Transamerica and move its headquarters to the U.S.

Underwriter. Transamerica Life Insurance Company, Cedar Rapids, Iowa (Transamerica Financial Life in New York).

Financial strength. AM Best affirmed an A (Excellent) rating with a stable outlook in February 2026.

The name change at the parent company does not change your policy. Your coverage, benefits and the company that pays your claims stay the same. For most buyers, the more useful facts are the rating, the price in your ZIP code and how the company has handled rate changes over time.

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Transamerica Medicare Supplement Plan Letters for 2027

Transamerica sells the standardized Medicare Supplement plan letters, but not every letter is sold in every state. Plan G and Plan N are the two most people compare today.

Plan What You Pay in 2027 Who It Fits
Plan G Only the Part B deductible (projected $292) People who want few surprise bills
Plan N Part B deductible, up to $20 office copays, up to $50 ER copays and Part B excess charges People who want a lower monthly premium
Plan A Part A and Part B deductibles, plus some other gaps People who want basic coverage only
Plan F Nothing for covered care Only people eligible for Medicare before January 1, 2020

Availability of each letter varies by state. The 2027 Part B deductible is a Trustees projection; CMS sets the final figure in November.

Broker tip: Many Transamerica plans are priced on issue age in most states, so your premium is based on the age you were when you bought it, not your current age. Rates can still go up for inflation and claims costs.

Transamerica Discounts and Extras

EasyPay discount. Paying by automatic bank draft through EasyPay may save you about 5% on your premium.

Dental, vision and hearing. In some states, optional dental, vision and hearing coverage may be added for an extra premium.

No networks. See any doctor or hospital in the U.S. that accepts Medicare, with no referrals.

30-day free look. You can return a new policy within 30 days for a refund if you change your mind.

We could not confirm a household discount for Transamerica Medicare Supplement plans, so ask your agent whether one applies in your state. Transamerica plans also do not include a SilverSneakers-type fitness program.

Extras are nice, but your monthly premium matters more over time. A company with no extras and a lower Plan G price is often the better deal. See our guide to Medicare Supplement Plan G costs for 2027 for typical price ranges.

How Transamerica Compares

Transamerica Medicare Supplement pros and cons for 2027

Because every Plan G has the same benefits, comparing Transamerica comes down to price, rate history, service and extras. Here is how its main features line up.

Feature Transamerica
AM Best rating A (Excellent), stable outlook
Plan letters Standard letters; varies by state
Pricing method Issue age in most states
Main discount About 5% with EasyPay bank draft
Extras Optional dental, vision and hearing in some states
How to buy Through a licensed agent

Larger Medicare Supplement sellers such as UnitedHealthcare and Mutual of Omaha may offer household discounts and more online tools. Transamerica can still win on price in some ZIP codes, so it is worth including in your quotes.

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Transamerica Pros and Cons

Pro: strong rating. Transamerica Life holds an A (Excellent) rating from AM Best with a stable outlook.

Pro: issue-age pricing. In most states, your rate does not rise just because you get older.

Con: plan choices vary. Not every plan letter is sold in every state.

Con: no online rates. You generally need an agent to see Transamerica prices.

Good to know: Published reviews list very different state counts for Transamerica. Always confirm that Transamerica is open to new applicants in your ZIP code before you count on it.

How to Buy a Transamerica Medicare Supplement Plan

1

Time it right. Apply during your six-month Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Part B. Health questions can’t be used against you then.

2

Pick a plan letter. Compare Plan G and Plan N first. Our Plan G vs Plan N guide explains the difference.

3

Get side-by-side quotes. Compare Transamerica with other companies for the same plan letter in your ZIP code.

4

Ask about discounts and extras. Ask about EasyPay savings and whether dental, vision and hearing add-ons are offered in your state.

5

Apply with a licensed agent. An agent can submit the application and help with health questions at no extra cost to you.

If you are past your open enrollment window, Transamerica may ask health questions before it approves you. Answer them honestly, because a wrong answer can cause problems with a claim later. If you are switching from another Medicare Supplement plan, keep your old policy until the new one is approved and in force, so you never have a gap in coverage.

Also remember that a Medicare Supplement plan does not cover prescription drugs. Most people pair it with a separate Part D plan. Review your choices each fall during the Medicare Open Enrollment Period, when you can change Part D plans.

Bottom Line

Transamerica is a well-known, A-rated company with issue-age pricing in most states and an EasyPay discount. Plan letters and extras vary by state, and you will need an agent to see rates. Include it in your 2027 quotes and compare it against other top companies in your ZIP code.

View 2027 plans & rates in your ZIP code

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Transamerica Medicare Supplement — Frequently Asked Questions

➤ Who owns Transamerica?

Transamerica is owned by Aegon, which bought it in 1999. Aegon has announced plans to move its headquarters to the United States and rename itself Transamerica by 2028.

➤ What is Transamerica’s AM Best rating?

Transamerica Life Insurance Company has an A (Excellent) financial strength rating from AM Best with a stable outlook, affirmed in February 2026.

➤ Which company issues Transamerica Medicare Supplement policies?

Transamerica Life Insurance Company of Cedar Rapids, Iowa issues the policies. In New York, they are issued by Transamerica Financial Life Insurance Company.

➤ Does Transamerica sell Plan G and Plan N?

Transamerica sells the standard plan letters, including Plan G and Plan N in many states. Plan availability varies, so check your ZIP code.

➤ Does Transamerica offer any discounts?

Transamerica’s EasyPay automatic payment program may save you about 5%. We could not confirm a household discount, so ask your agent.

➤ Do Transamerica Medicare Supplement plans cover dental and vision?

Not as part of the base plan. In some states, you may be able to add dental, vision and hearing coverage for an extra premium.

➤ How are Transamerica Medicare Supplement rates set?

In most states, Transamerica uses issue-age pricing, so your premium is based on your age when you buy. Rates can still rise because of inflation and claims costs.

➤ Can I buy a Transamerica Medicare Supplement plan online?

Rates are generally not shown online. You can compare Transamerica quotes through a licensed agent at no extra cost.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Supplement plan up to six months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195.

Medicare Supplement Quotes

Call a Licensed Agent Now

Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

☎ 1-855-409-6195

No obligation to enroll

Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-409-6195TTY 711

Mon-Fri: 5am-7pm, Sat-Sun: 7am-4pm CT

Medicare Supplement Plans 2027
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This website and the Medicare Supplement insurance plans referenced on it are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare Supplement (Medigap) insurance is sold by private insurance companies. MedicareSupplementPlans2027.org is a website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company and licensed insurance agency. We do not offer every plan or insurance company available in your area; any information we provide is limited to the plans and companies we represent. Plan availability, benefits and premiums vary by state, age, gender, tobacco use, ZIP code and insurance company, and are subject to underwriting where permitted by law. Rates and figures shown on this site may reflect 2026 data and are for informational purposes only; your actual premium will be determined by the insurance company. You must continue to pay your Medicare Part B premium. Medicare Supplement plans are not Medicare Advantage plans and do not include prescription drug coverage. By submitting your information in the form, you agree to this site's privacy policy and expressly consent to be contacted at the number entered in the form (including a wireless number if provided) by licensed insurance agents or other partners offering related products that may be of interest to you, by phone, email or text. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges for such messages. You understand that you are not required to provide this consent to purchase goods or services. Receiving quotes through our website is always free, and you are under no obligation to purchase any goods or services as a result of this request. For information on all of your Medicare options, contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP).