Mutual of Omaha Medicare Supplement Plans 2027: Which Company Issues Yours and What It Costs

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 29, 2026

Mutual of Omaha Medicare Supplement plans for 2027 are sold in every state except Massachusetts, issued by one of four Mutual of Omaha companies depending on where you live, and backed by an A+ (Superior) AM Best rating. Plan G and Plan N are the main choices for new enrollees, and Maryland’s July 2026 rate guide shows a 12% household discount.

2027 by the Numbers

A+

AM Best rating (Superior), affirmed spring 2026

Mutual of Omaha companies named in the state guides we checked

12%

household discount in Maryland’s July 2026 rate guide

$384.02

lowest Mutual of Omaha Plan G monthly rate in New York, Oct. 2026 (NY DFS)

Mutual of Omaha is a name most people already trust, but the policy you buy may not say “Mutual of Omaha Insurance Company” on it. Depending on your state, your plan can be issued by United of Omaha, Omaha Insurance Company or United World Life instead. We checked the official Medicare Supplement lists published by several state insurance departments to show which one you are likely to get, and what the price looked like where the state publishes it.

Benefits for each plan letter are set by federal law, so a Mutual of Omaha plan pays the same claims as any other company’s plan with the same letter. If you are focused on one plan letter, our Mutual of Omaha Plan G guide goes deeper. This page covers the company as a whole.

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What We Verified About Mutual of Omaha Medicare Supplement (October 2026)

Mutual of Omaha Medicare Supplement plans 2027 verified facts: A+ AM Best rating, four issuing companies, 12% household discount

Every row below comes from a named source we checked in October 2026. Where we could not confirm a detail, we left it out.

Item	What we found	Source
Issuing companies	Mutual of Omaha Insurance Company, United of Omaha Life Insurance Company, Omaha Insurance Company, United World Life Insurance Company	State insurance department guides (KY, MD, ME, MN, NJ, NV)
Parent	Mutual of Omaha, founded in 1909 as Mutual Benefit Health & Accident Association	NerdWallet company review
AM Best rating	A+ (Superior), stable outlook, affirmed in spring 2026	AM Best release, reported April 2, 2026
Plan letters	A, F, G and N in most states, plus high-deductible F and G in some	NerdWallet; state guides
New York lineup	A, B, C, D, F, G and M (no Plan N on the state’s list)	NY DFS, premiums as of Oct. 1, 2026
Household discount	12% in Maryland; 7% or 12% depending on the state	Maryland Insurance Administration, July 2026; agent materials
Wellness extra	Mutually Well: gym and wellness product discounts for some members	NerdWallet company review
Where sold	Every state plus Washington, D.C., except Massachusetts	NerdWallet company review

Availability, discounts and plan letters change by state. Confirm on your quote.

Why this matters: Rate increases are filed separately by each issuing company and state. Knowing which Omaha company issues your plan helps you read your renewal notice and compare apples to apples.

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Four Omaha Companies, One Brand: Who Issues Your Policy

State insurance departments list Medicare Supplement sellers by the legal company name, not the brand. Here is what the official lists showed for the states we checked.

State list we checked	Mutual of Omaha company named
Maryland Insurance Administration rate guide (July 2026)	Mutual of Omaha Insurance Company
Kentucky Department of Insurance 2026 Medicare Supplement Guide	United World Life Insurance Company
New Jersey SHIP age-65 premium chart (Aug. 2026)	United World Life, listed as a Mutual of Omaha Group company
Maine Bureau of Insurance annual rates table	United of Omaha
Nevada Division of Insurance 2026 guide; Minnesota 2026 premium guide	Omaha Insurance Company

Sources: each state’s own published Medicare Supplement list or rate guide.

All four companies sit under the same parent and share the A+ AM Best rating group. The practical difference is the rate filing. In the same state, a company that is newer to the market can carry a different price history than an older block of policies.

The 12% Household Discount and Other Savings

Mutual of Omaha’s household discount is one of the larger ones in the market. Maryland’s July 2026 guide states it plainly: “A 12% household discount is available for applicants who qualify.” In other states, agent materials show 7% instead, so the amount depends on where you live.

Roommates can count. NerdWallet’s review found Mutual of Omaha discounts that apply to people living with another adult, not only a spouse.

Compare the discount size. In the same Maryland guide, Aetna, INA and Monitor Life list 7% and Humana lists 12%. A bigger discount can close a gap in the base rate.

Mutually Well. Some members get low-cost gym memberships, wellness product discounts and a fitness app.

Vision and hearing deals. Some policies include discounts on hearing aids, eye exams and eyewear from certain providers.

Discounts never change your benefits. For a refresher on what each plan letter pays, see our 2027 Medicare Supplement comparison chart.

New York's Community-Rated Mutual of Omaha Prices

Mutual of Omaha Medicare Supplement Plan G 2027 New York monthly premiums compared with Aetna, UnitedHealthcare and Humana

New York is one of the few states that publishes every company’s actual monthly premium. New York requires community rating, so a 65-year-old and an 85-year-old pay the same price in the same region. The New York Department of Financial Services list of premiums in effect October 1, 2026 shows these Plan G ranges across the state’s regions.

Company (New York)	Plan G monthly premium range	Plan N offered?
Mutual of Omaha	$384.02 to $511.36	Not on the list
Aetna Life Insurance	$264.80 to $406.26	Not on the list
UnitedHealthcare	$336.25 to $372.50	Yes, $269.00 to $299.00
Globe Life	$384.00 to $516.00	Yes
Humana	$601.17 to $709.98	Yes

Source: NY DFS, Comparison of Year 2026 Community Rated Standardized Medicare Supplement Monthly Premiums (in effect Oct. 1, 2026). The range depends on your ZIP code region.

Gap we spotted: In New York, Mutual of Omaha’s Plan F starts at $387.61, only $3.59 a month above its Plan G. That small gap only helps people who were eligible for Medicare before 2020, since nobody newer can buy Plan F.

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Answers to What People Search About Mutual of Omaha

These are real questions people typed into Google before landing on this page, answered with what the state records show.

“Mutual of Omaha medigap plans.” Medigap and Medicare Supplement mean the same thing. Mutual of Omaha’s main plans are A, F, G and N, with high-deductible versions in some states.

“Mutual of Omaha plan N.” Plan N is sold in most states, but it was missing from both New York’s October 2026 list and Maine’s table for United of Omaha. Check your ZIP code before you plan on it.

“Mutual of Omaha NJ.” In New Jersey the policy comes from United World Life, which the state’s SHIP chart lists as a Mutual of Omaha Group company.

“What about Mutual of Omaha?” Strong rating and a big household discount, but not the cheapest everywhere. In New York its lowest Plan G rate was about $119 a month above Aetna’s lowest.

Wondering how Plan G stacks up against Plan N on cost? Our Plan G vs Plan N 2027 comparison runs the numbers.

A Shopping Plan for a Mutual of Omaha Quote

Find the issuing company. Ask which Omaha company issues the policy in your state, and whether the price is attained-age, issue-age or community-rated.

Get the price with and without the discount. Ask whether the 7% or 12% household discount applies, and what proof of a shared home is needed.

Line up two or three other companies. Same plan letter, same benefits. Compare the monthly price and how each company has raised rates in the past.

Use your open enrollment window. In your six-month Medigap Open Enrollment Period, no company can turn you down for health reasons. See our Medigap Open Enrollment guide.

Keep your old coverage until approved. Only cancel a current plan once the new Mutual of Omaha policy is issued.

Bottom Line

Mutual of Omaha is a solid, A+ rated Medicare Supplement company with one of the biggest household discounts, but your policy may come from any of four Omaha companies, and its price ranks differently from state to state. Use the discount, check which company issues your plan, and compare at least two other quotes for 2027.

See Mutual of Omaha and other 2027 rates for your ZIP code

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Mutual of Omaha Medicare Supplement 2027 — Your Questions Answered

➤ Is United World Life the same as Mutual of Omaha?

United World Life Insurance Company is part of the Mutual of Omaha group. New Jersey’s SHIP premium chart lists it as a Mutual of Omaha Group company, and Kentucky’s 2026 guide lists it as the Mutual of Omaha seller there.

➤ What AM Best rating does Mutual of Omaha have for 2027 shoppers?

AM Best affirmed an A+ (Superior) financial strength rating with a stable outlook for Mutual of Omaha and its subsidiaries in spring 2026.

➤ Does Mutual of Omaha sell Medicare Supplement plans in Massachusetts?

No. Mutual of Omaha sells Medicare Supplement plans in every state and Washington, D.C., except Massachusetts.

➤ How big is the Mutual of Omaha household discount?

It is 12% in Maryland according to the state’s July 2026 rate guide. In some other states it is 7%. Your quote will show the amount for your state.

➤ Why is Mutual of Omaha the same price at every age in New York?

New York requires community rating for Medicare Supplement plans. Everyone in the same region pays the same premium for the same plan, no matter their age.

➤ Can I get Mutual of Omaha Plan N in every state?

No. Plan N is common, but New York’s October 2026 premium list and Maine’s rate table showed no Mutual of Omaha Plan N. Check availability with your ZIP code.

➤ Does Mutual of Omaha have a wellness program?

Yes. Its Mutually Well program gives some members discounts on gym memberships and wellness products, plus a fitness tracking app.

➤ Will my Mutual of Omaha rate go up in 2027?

Rates can rise each year based on claims, and in most states they also rise with age. In community-rated states like New York, rates change for everyone in the region at once.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Supplement plan up to six months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195.

Medicare Supplement Quotes

Call a Licensed Agent Now

Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

☎ 1-855-409-6195

TTY users 711

No obligation to enroll

Speak with a licensed insurance agent

1-855-409-6195

Compare plans in your area

1-855-409-6195 TTY 711

Mutual of Omaha Medicare Supplement Plans 2027: Which Company Issues Yours and What It Costs

Compare 2027 Mutual of Omaha Medicare Supplement Rates

Speak with a licensed insurance agent

1-855-409-6195TTY 711

Mon-Fri: 5am-7pm, Sat-Sun: 7am-4pm CT

What We Verified About Mutual of Omaha Medicare Supplement (October 2026)

Four Omaha Companies, One Brand: Who Issues Your Policy

The 12% Household Discount and Other Savings

New York's Community-Rated Mutual of Omaha Prices

Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-409-6195TTY 711

Mon-Fri: 5am-7pm, Sat-Sun: 7am-4pm CT

Answers to What People Search About Mutual of Omaha

A Shopping Plan for a Mutual of Omaha Quote

Bottom Line

See Mutual of Omaha and other 2027 rates for your ZIP code

Speak with a licensed insurance agent

1-855-409-6195TTY 711

Mon-Fri: 5am-7pm, Sat-Sun: 7am-4pm CT

Mutual of Omaha Medicare Supplement 2027 — Your Questions Answered

New to Medicare?

Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-409-6195TTY 711

Mon-Fri: 5am-7pm, Sat-Sun: 7am-4pm CT