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Aetna Medicare Supplement Plans 2027: Who Issues Them and What They Cost by State

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 29, 2026

Aetna Medicare Supplement plans for 2027 are issued by five CVS Health insurance companies and include Plan G, Plan N, Plan A and, in some states, High-Deductible G, Plan B, Plan D and Plan F. Aetna’s price rank swings by state: New York’s October 2026 guide shows Aetna Plan G from $264.80 to $406.26 a month, while New Jersey’s September 2026 chart lists Aetna’s Plan G at $299.88, the highest of 19 companies for a 65-year-old man.

2027 by the Numbers

A

AM Best rating (Excellent, stable) for Aetna’s insurance companies, June 2026

$299.88

Aetna Plan G, man age 65, New Jersey September 2026 chart

$264.80

lowest Aetna Plan G monthly rate in New York, October 2026 (NY DFS)

$290M

price Aetna agreed to pay for Genworth’s Medicare Supplement company in 2011

Most Aetna reviews stop at “Aetna is a big, trusted name.” That does not help you pick a policy. Two facts matter more. First, “Aetna” is a brand. The policy you sign is issued by one of several Aetna-owned insurance companies, and the one you get depends on your state. Second, Aetna’s prices are not consistently high or low. In one state it can be one of the cheaper Plan G options. In the next state over, it can be the most expensive.

We pulled Aetna’s rows from two official state premium guides, AM Best’s June 2026 rating action and the Kentucky, Iowa, Indiana and Nevada company lists. If you only care about Plan G benefits, see our Aetna Medicare Supplement Plan G guide. For how rate increases work in general, read Plan G rate increases for 2027.

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Which Aetna Company Writes Your Policy

Aetna Medicare Supplement plans 2027: CVS Health parent, AM Best A rating, five insuring companies and the 2011 Continental Life purchase

Aetna, part of CVS Health since 2018, sells Medicare Supplement coverage through a family of insurance companies. Agent materials name five of them, and the state guides we checked show which one appears where.

Aetna insurance company Where we saw it named
Aetna Health and Life Insurance Company Indiana SHIP company list, August 2026
Aetna Health Insurance Company New Jersey chart (September 2026) and Iowa guide (October 2026)
Aetna Life Insurance Company New York DFS premium comparison, October 2026
Continental Life Insurance Company of Brentwood, Tennessee Nevada Division of Insurance premium guide
American Continental Insurance Company Aetna senior products agent materials

Company names from each state’s own guide. Your application and policy show the exact company for your state.

Why it matters: Rate increases, discounts and plan letters are filed company by company and state by state. When you compare Aetna quotes, write down the legal company name so you are comparing the same policy year to year.

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What We Verified About Aetna Medicare Supplement (October 2026)

Item What the record shows Source
Parent company CVS Health Corporation AM Best, June 2026
Financial strength A (Excellent), stable outlook, affirmed for the Aetna Health and Life group, including Continental Life and American Continental AM Best rating action, June 5, 2026
How Continental Life joined Aetna Bought from Genworth for about $290 million, adding more than 145,000 Medicare Supplement members Aetna deal announcement, June 2011
Household discount 7% in many states; amount and rules vary Aetna senior products agent guide
Pricing in New York Community rated: same price at any age NY DFS / Medicare Rights Center
Sister brand Accendo Insurance Company, also a CVS Health company AM Best, June 2026

Only items we could tie to a named source are listed. We could not confirm a current Aetna Medicare SELECT product, so it is left out.

Aetna also sold policies under the Accendo name. If you hold an Accendo policy, see our Accendo Medicare Supplement plans 2027 page for what changed.

Aetna Plan Letters Change From State to State

Aetna does not sell the same menu everywhere. Three official lists from 2026 show how different the choices can be.

State (source) Aetna plan letters listed
Kentucky (2026 Medicare Supplement Guide) A, B, F, High-Deductible F, G, N
New York (DFS, October 2026) A, B, F, G (no Plan N row)
New Jersey (state chart, September 2026) A, B, D, G, N

Plan F and High-Deductible F are only for people eligible for Medicare before January 1, 2020.

Plan G. Aetna’s main seller. You pay only the Part B deductible, $283 in 2026 and projected at $292 for 2027.

Plan N. Lower premium in exchange for copays of up to $20 at the doctor and $50 in the ER. Not offered in every state.

High-Deductible options. Where sold, you pay the first $3,050 of covered costs in 2027 before the plan pays.

Aetna Prices in Two Official State Guides

Aetna Medicare Supplement plans 2027 Plan G price compared with other companies in New Jersey's September 2026 chart

New York requires community rating, so a 65-year-old and an 85-year-old pay the same. The Department of Financial Services’ comparison of premiums in effect October 1, 2026 shows these Plan G monthly ranges across the state’s ten regions:

Company (New York) Plan G monthly, lowest region Plan G monthly, highest region
Aetna Life Insurance Company $264.80 $406.26
UnitedHealthcare $336.25 $372.50
Humana $601.17 $709.98

NY DFS, Comparison of Year 2026 Community Rated Standardized Medicare Supplement Monthly Premiums, effective October 1, 2026.

New Jersey tells a different story. Its September 2026 chart of monthly rates for a 65-year-old man lists Aetna Health Insurance Company’s Plan G at $299.88, the highest of the 19 Plan G rates shown. The lowest was $164.31. Aetna’s Plan N in the same chart was $200.84.

Broker tip: Never assume a carrier is cheap or expensive because of what a friend in another state pays. Aetna ranks near the low end in parts of New York and at the top in New Jersey.

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Five Questions to Ask Before You Accept an Aetna Quote

1

Which Aetna company is this? Ask for the legal name on the application, such as Aetna Health Insurance Company or Continental Life.

2

How is the premium rated? Community-rated, issue-age and attained-age policies age very differently. New York is community rated by law; most states are not.

3

Do I qualify for the household discount? It is 7% in many states, but who counts as a household member varies.

4

What have recent increases been? Ask for the last three years of rate changes on this policy form in your state.

5

Is Plan N or High-Deductible G sold here? If not, compare those letters with another company. See our Plan G vs Plan N comparison.

When Aetna Fits and When to Look Elsewhere

Aetna fits if: its rate is competitive in your ZIP code, you can use the household discount, and you want an AM Best A-rated company owned by CVS Health.

Look elsewhere if: your state chart shows Aetna near the top for your letter, as in New Jersey, or Aetna does not sell the letter you want, such as Plan N in New York.

Timing: Apply in your six-month Medigap Open Enrollment Period and Aetna cannot decline you or charge more for health.

A licensed agent can line Aetna up against other companies for the same letter at no extra cost to you. Aetna Medicare Supplement is a different product from Aetna Medicare Advantage; it works with Original Medicare and has no network.

Bottom Line

Aetna’s Medicare Supplement plans for 2027 come from five CVS Health insurers rated A (Excellent) by AM Best, but the letters and prices change sharply by state. Official 2026 guides put Aetna near the bottom of the price range in parts of New York and at the top in New Jersey. Get the Aetna rate for your ZIP code and compare it with other companies before you buy.

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Aetna Medicare Supplement Plans 2027 — Frequently Asked Questions

➤ How much is Aetna Plan G a month?

It depends on your state and age. In New York’s October 2026 guide, Aetna Plan G ran $264.80 to $406.26 a month by region. In New Jersey’s September 2026 chart it was $299.88 for a 65-year-old man.

➤ Which Aetna company will my Medicare Supplement policy come from?

It depends on your state. State guides list Aetna Health and Life Insurance Company, Aetna Health Insurance Company, Aetna Life Insurance Company and Continental Life Insurance Company of Brentwood, Tennessee. American Continental Insurance Company also underwrites Aetna plans.

➤ Is Aetna Medicare Supplement cheaper than UnitedHealthcare?

Sometimes. In New York, Aetna’s lowest regional Plan G rate ($264.80) was below UnitedHealthcare’s lowest ($336.25). In New Jersey, Aetna’s Plan G ($299.88) was higher than UnitedHealthcare’s ($237.23).

➤ Does Aetna sell Plan N everywhere?

No. Kentucky and New Jersey list an Aetna Plan N, but New York’s October 2026 comparison shows Aetna selling Plans A, B, F and G only.

➤ Are the Aetna prices I saw for 2023 still accurate?

No. Medicare Supplement rates are refiled and can change every year, and most states also raise your price as you age. Use 2026 state guides or a current quote, not older figures.

➤ How strong financially is Aetna?

AM Best affirmed an A (Excellent) rating with a stable outlook for Aetna’s health and life insurance companies on June 5, 2026.

➤ How long has Aetna been selling Medicare Supplement plans?

Aetna expanded in 2011 when it agreed to buy Continental Life Insurance Company of Brentwood, Tennessee, from Genworth for about $290 million, adding over 145,000 Medicare Supplement members.

➤ Will Aetna Medicare Supplement prices change for 2027?

They can. Aetna files rate changes with each state, and 2027 Part B costs are also projected to rise to a $209.50 premium and $292 deductible. Ask for your policy’s recent increase history before you enroll.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Supplement plan up to six months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195.

Medicare Supplement Quotes

Call a Licensed Agent Now

Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

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Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-409-6195TTY 711

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