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HealthSpring Medicare Supplement Plans 2027: The Former Cigna Plans Under New Ownership

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 29, 2026

HealthSpring Medicare Supplement plans are the former Cigna Medicare Supplement plans, now owned by Health Care Service Corporation (HCSC) and sold in 48 states plus Washington, D.C. HCSC finished moving them to the HealthSpring name in September 2026. Plans A, F, G, High-Deductible G and N are the core lineup, issued by companies AM Best rates A (Excellent).

2027 by the Numbers

48 + DC

states where HealthSpring sells Medicare Supplement (HCSC, Sept. 2026)

A

AM Best rating (Excellent) for HCSC’s Medicare companies, Jan. 2026

$186.57

HealthSpring Plan G, female age 65, New Jersey chart Aug. 2026

5

insurance companies that issue HealthSpring policies

If you searched for Cigna Medicare plans for 2027, you probably landed on HealthSpring. Cigna sold its Medicare business, Medicare Supplement included, to Health Care Service Corporation in early 2025. HCSC is the customer-owned insurer that also runs the Blue Cross and Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma and Texas.

This page explains what changed, which company actually issues a HealthSpring policy, and what HealthSpring charged in one state that publishes every company’s price. For Plan G alone, see our Cigna (HealthSpring) Plan G guide.

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What Happened to Cigna Medicare Supplement?

HealthSpring Medicare Supplement plans 2027 timeline from Cigna to HCSC ownership and the HealthSpring rebrand

The Cigna name on senior health plans goes back to one big purchase and ends with one big sale. Here is the short history, using dates from company and industry releases.

When What happened Source
September 2012 Cigna bought Great American Supplemental Benefits Group of Austin, Texas, for $305 million, adding a large Medicare Supplement book. ThinkAdvisor
First quarter 2025 HCSC bought Cigna’s Medicare Advantage, Part D, Medicare Supplement and CareAllies businesses. AM Best, Jan. 2026
2025 HCSC moved the Medicare Advantage and Part D plans to the HealthSpring brand. HCSC release
September 14, 2026 HCSC said it finished moving Medicare Supplement and supplemental health products to HealthSpring. HCSC release

Already a Cigna policyholder? A new owner or brand name does not change your benefits. Your Plan G is still Plan G and stays in force as long as you pay the premium.

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What We Verified About HealthSpring Medicare Supplement (October 2026)

Item What we found Source
Owner Health Care Service Corporation, a customer-owned insurer serving more than 26 million people HCSC release, Sept. 2026
Market size HCSC calls itself the second-largest Medicare Supplement carrier by policyholders HCSC release, Sept. 2026
Where sold 48 states and Washington, D.C. (not New York or Massachusetts) HCSC release; ValuePenguin
AM Best rating A (Excellent), stable outlook, for the HCSC Medicare and supplemental group AM Best, Jan. 2026
Core plans A, F, G, High-Deductible G and N in most states HealthSpring state disclosures
State extras Plans C and D in New Jersey; Plan B in Pennsylvania HealthSpring state disclosures
Pricing method Attained age in North Carolina (rises as you age) HealthSpring NC disclosure
Household discount 6%, plus an extra 14% when more than one household member enrolls (Maryland) Maryland Insurance Administration, July 2026

We list only what we could confirm. Plan letters and discounts vary by state.

The Five Companies Behind a HealthSpring Policy

HealthSpring is a brand. The policy itself is issued by one of five insurance companies, based on your state. HealthSpring’s own state disclosure page names them.

HealthSpring National Health Insurance Company. The largest footprint, including Florida, Illinois, Missouri, New Jersey and Virginia. Missouri’s insurance department lists this company (NAIC 61727) under its earlier names, Central Reserve Life and Cigna National Health.

HealthSpring Insurance Company. Colorado, Indiana, Ohio, Pennsylvania, Tennessee and Texas, among others.

American Retirement Life Insurance Company. Issues the plans in California, including High-Deductible G.

Loyal American Life and Medco Containment Life. Loyal American covers Alaska, Hawaii and Washington, D.C.; Medco Containment covers states such as Idaho, Maine, Vermont and Washington.

All of these companies are in the group AM Best rated A (Excellent) in January 2026. When you get a quote, the company name on the application tells you whose rate history you are buying into.

HealthSpring Prices in New Jersey's 2026 Chart

HealthSpring Medicare Supplement Plan G 2027 New Jersey monthly premium at age 65 compared with other companies

New Jersey’s State Health Insurance Assistance Program publishes the monthly premium every company charges a 65-year-old. Its chart revised August 26, 2026 (female, preferred rates) puts HealthSpring near the low end, especially for Plan N.

Company (New Jersey) Plan G Plan N
Bankers Life (Washington National) $147.88 $107.91
Bankers Fidelity Assurance $150.53 $114.63
HealthSpring National $186.57 $118.30
Horizon Blue Cross Blue Shield of N.J. $179.94 $141.03
United American $245.00 $202.00
Aetna Health Ins. Co. $260.98 $174.51

Source: NJ Division of Aging Services SHIP, Medigap Monthly Premium at Age 65, female preferred rates, revised 8.26.26. Rates for men and other ages differ.

Out of 19 companies with a Plan G price, HealthSpring was the 7th lowest. Out of 21 with a Plan N price, it was 3rd lowest. Its Plan G cost $68.27 more per month than its Plan N, or $819.24 a year. That is the amount Plan N’s copays and the Part B excess-charge gap would have to beat. Our Plan G vs Plan N guide shows how to weigh it.

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How HealthSpring Stacks Its Household Discount

Most companies offer one household discount. HealthSpring’s Maryland filing describes two layers for new business:

Layer one: 6%. When you live with another adult age 18 or older, such as a spouse, civil union partner or domestic partner.

Layer two: an extra 14%. When more than one member of the household enrolls in a HealthSpring-affiliated Medicare Supplement policy.

Proof may be required. The filing says HealthSpring may ask for documents to confirm the household.

Ask on your quote: Discount rules are filed state by state. Ask for the household and multi-enrollee discount amounts in your state before you compare HealthSpring against another company’s base rate.

Keep, Switch or Shop: A Checklist for Current Cigna Policyholders

1

Find your issuing company. Look at your policy schedule or latest bill. It names one of the five companies above.

2

Check your last two rate changes. If your premium jumped, a quote from another company for the same plan letter may cost less.

3

Know whether you can switch freely. Outside special rights, most states let a new company ask health questions. See when you can change Medicare Supplement plans.

4

Consider High-Deductible G. HealthSpring sells it in many states. Read our High-Deductible Plan G 2027 guide first.

5

Do not cancel early. Keep your current plan until a new policy is approved and in force.

Bottom Line

HealthSpring is simply the new name for Cigna’s Medicare Supplement plans, now owned by HCSC and rated A (Excellent). In New Jersey’s August 2026 chart it was priced near the low end, especially for Plan N. Check which of its five companies would issue your policy, ask about the stacked household discount, and compare your 2027 rate with other companies.

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HealthSpring (Formerly Cigna) Medicare Supplement 2027 — FAQs

➤ What is HealthSpring Medicare Supplement?

It is the Medicare Supplement business that used to carry the Cigna name. Health Care Service Corporation bought it in early 2025 and finished renaming it HealthSpring in September 2026.

➤ Are Cigna Medicare plans for 2027 still sold under the Cigna name?

No. HCSC moved Cigna’s former Medicare Advantage and Part D plans to HealthSpring in 2025, and its Medicare Supplement plans in 2026.

➤ Who owns HealthSpring now?

Health Care Service Corporation (HCSC), a customer-owned health insurer that serves more than 26 million people and also runs several Blue Cross and Blue Shield plans.

➤ Does HealthSpring sell Plan G for 2027?

Yes, in most states, along with High-Deductible G. It is not sold in Minnesota or Wisconsin, which use their own plan designs, or in New York and Massachusetts.

➤ Is HealthSpring the same as Loyal American or American Retirement Life?

Those are two of the five insurance companies that issue HealthSpring Medicare Supplement policies. The others are HealthSpring National Health, HealthSpring Insurance Company and Medco Containment Life.

➤ What did HealthSpring Plan N cost in New Jersey?

New Jersey’s August 2026 chart listed $118.30 a month for a 65-year-old woman at preferred rates, the 3rd lowest of 21 companies.

➤ Is HealthSpring financially strong?

AM Best affirmed an A (Excellent) rating with a stable outlook for HCSC’s Medicare and supplemental companies in January 2026.

➤ Do I need to do anything because of the HealthSpring name change?

No action is required. Your benefits and coverage stay the same. You may notice new ID cards, mail and a new name on your bill.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Supplement plan up to six months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195.

Medicare Supplement Quotes

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Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

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Compare plans & benefits in your area

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Medicare Supplement Plans 2027
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This website and the Medicare Supplement insurance plans referenced on it are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare Supplement (Medigap) insurance is sold by private insurance companies. MedicareSupplementPlans2027.org is a website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company and licensed insurance agency. We do not offer every plan or insurance company available in your area; any information we provide is limited to the plans and companies we represent. Plan availability, benefits and premiums vary by state, age, gender, tobacco use, ZIP code and insurance company, and are subject to underwriting where permitted by law. Rates and figures shown on this site may reflect 2026 data and are for informational purposes only; your actual premium will be determined by the insurance company. You must continue to pay your Medicare Part B premium. Medicare Supplement plans are not Medicare Advantage plans and do not include prescription drug coverage. By submitting your information in the form, you agree to this site's privacy policy and expressly consent to be contacted at the number entered in the form (including a wireless number if provided) by licensed insurance agents or other partners offering related products that may be of interest to you, by phone, email or text. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges for such messages. You understand that you are not required to provide this consent to purchase goods or services. Receiving quotes through our website is always free, and you are under no obligation to purchase any goods or services as a result of this request. For information on all of your Medicare options, contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP).