Cigna Medicare Supplement Plan G 2027: Now HealthSpring, Deductible and Real Prices

2027 by the Numbers

March 19, 2025: the sale closes. HCSC completed its purchase of Cigna’s Medicare Advantage, Medicare Supplemental Benefits, Part D and CareAllies businesses, adding 4.3 million Medicare members.

Medicare Advantage and Part D move first. Those plans switched to the HealthSpring brand in the first phase of the rebrand.

September 2026: supplement rebrand complete. Becker’s reported on September 14, 2026 that HCSC had finished moving its Medicare Supplement and other supplemental products to the HealthSpring name.

2027: you shop HealthSpring Plan G. New Plan G applications that used to say Cigna now come from HealthSpring-branded insurers.

Already have Cigna Plan G? Medicare Supplement policies are guaranteed renewable. A brand change does not cancel your policy or change your Plan G benefits, which are set by federal law.

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Hospital stays. The Part A deductible and coinsurance, plus 365 extra hospital days after Medicare runs out.

Doctor and outpatient care. Your 20% Part B coinsurance after the deductible, and Part B excess charges if a doctor bills above Medicare’s rate.

Skilled nursing and hospice. Skilled nursing coinsurance and hospice coinsurance, plus the first 3 pints of blood.

Travel. 80% of emergency care abroad after a $250 deductible, up to $50,000 for life.

Price stability. NerdWallet’s 2026 review found HealthSpring premiums rose an average of 6.1% a year over three years, the second-lowest of the companies it reviewed.

Household savings. The same review found an average household discount of about 15%, the highest it tracked.

Service. NAIC complaints for 2023 to 2025 ran 48% above the Medicare Supplement average, per NerdWallet.

Availability. Not sold in Massachusetts or New York, according to NerdWallet.

Broker tip: If you already have Cigna Plan G and are healthy, compare yearly. If you have health issues, think hard before switching, because a new insurer can usually ask health questions outside your open enrollment.

➤ Does Cigna still sell Medicare Supplement Plan G?

Not under the Cigna name. HCSC bought Cigna’s Medicare business in March 2025, and by September 2026 its Medicare Supplement plans had moved to the HealthSpring brand.

➤ What is the Cigna Plan G deductible for 2026?

It is $283, the 2026 Medicare Part B deductible. Cigna Plan G pays nothing toward it, then covers your share of Medicare-approved costs.

➤ What will the Cigna Plan G deductible be in 2027?

The Medicare Trustees project the Part B deductible at $292 for 2027. CMS usually confirms the final number in November.

➤ Do I need to do anything if I have a Cigna Plan G policy?

No action is required because of the rebrand. Your policy stays in force as long as you pay the premium, and Plan G benefits do not change.

➤ Who owns Cigna Medicare Supplement now?

Health Care Service Corporation (HCSC), the company that runs Blue Cross and Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma and Texas.

➤ What is HealthSpring National Health Insurance Company?

It is the new name of Cigna National Health Insurance Company. AM Best rated it A (Excellent) with a stable outlook in January 2026.

➤ Is Cigna Plan G cheaper than other companies?

Often close to the lowest. In Nevada’s guide, Cigna Insurance Company’s Plan G was $1,916 a year versus $1,885 for the lowest company.

➤ Does Cigna Plan G cover excess charges?

Yes. Like every Plan G, it pays Part B excess charges, the extra up to 15% a non-participating doctor can bill above Medicare’s rate.

Medicare Supplement Quotes

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Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

☎ 1-855-409-6195

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