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Manhattan Life Medicare Supplement Plans 2027: Sales Status, Rates and Rating

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 1, 2026

Manhattan Life Medicare Supplement plans are issued by ManhattanLife companies based in Houston, Texas, but ManhattanLife told agents it would stop taking new Medicare Supplement applications after April 30, 2025. Existing policies stay in force and are still serviced, and some state rate guides still list ManhattanLife Plans A, D, F, G and N, so confirm it is open in your state before you apply.

2027 by the Numbers

1850

year The Manhattan Life Insurance Company was founded in New York (ManhattanLife)

B++

AM Best rating (Good) after the group’s January 2022 upgrade (AM Best)

$226

Plan G monthly premium, male age 65, preferred rate (New Jersey SHIP chart, Sept. 2026)

Apr 30, 2025

last day for new ManhattanLife Medicare Supplement applications (agent notice)

ManhattanLife is one of the oldest life insurance names in the country. For years it was a quiet, low-cost choice for Plan G and Plan N in many states. Then, in April 2025, it told agents it was ending new Medicare Supplement sales. Many review sites still describe ManhattanLife as if nothing changed. This page explains where things stand heading into 2027.

If you already own a ManhattanLife policy, your coverage is safe as long as you pay your premium. If you are shopping, you may need a backup company. Our list of the cheapest Medicare Supplement plans is a good place to start, since benefits for each plan letter are the same at every company.

Compare 2027 Manhattan Life Medicare Supplement Rates

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ManhattanLife's History: From an 1850 Charter to Houston

Manhattan Life Medicare Supplement company history timeline from 1850 to the 2025 new-sales pause

The Manhattan Life Insurance Company was approved by New York on May 29, 1850, and opened on Broadway that August. In 1864 it added an incontestability clause to its policies, an idea later written into law. In 1894 it finished an 18-story skyscraper on Broadway that was among the tallest buildings in the world at the time.

The modern company looks very different. David Harris bought it in 2000 and moved the head office to Houston, Texas. It grew by buying other insurers: Central United Life joined in 1993, Western United Life in 2013 and Standard Life and Casualty in 2020. The company marked its 175th year in 2025.

The Manhattan Life Insurance Company. The original 1850 company, still domiciled in New York.

ManhattanLife Insurance and Annuity Company. The issuer named on recent state rate charts in California and New Jersey.

Western United Life Assurance Company. A sister issuer used in some states, based in Spokane, Washington.

ManhattanLife Assurance Company of America. Agents call it MAC. It was rolled out state by state to replace older policy series.

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The April 2025 Sales Pause: Can You Still Buy a Policy?

On April 7, 2025, an agency that contracts with ManhattanLife posted the company’s notice: it would discontinue its Medicare Supplement program for new business effective April 30, 2025. The notice said existing policyholders would not be affected and in-force policies would keep being serviced as usual.

What the records show: State consumer guides did not drop ManhattanLife right away. California’s insurance department list, dated August 2026, still shows ManhattanLife Insurance and Annuity Company with Plans A, F, G and N. New Jersey’s September 2026 rate chart still prints ManhattanLife prices. A listing on a state chart does not prove a company is taking new applications, so ask for a live quote before you count on it.

Several popular review sites still describe ManhattanLife without mentioning the 2025 pause. That matters most for people turning 65 in 2027. If ManhattanLife is not accepting applications where you live, you will want a second company lined up before your six-month Medigap Open Enrollment window starts.

ManhattanLife Plan Letters by State Filing

ManhattanLife has never sold every plan letter everywhere. The mix depends on which company and policy series is approved in each state. Here is what state regulators and the company’s partners show, side by side.

Source Issuer named Plan letters shown
California Dept. of Insurance list (Aug. 2026) ManhattanLife Insurance and Annuity Co. A, F, G, N (also for people under 65)
New Jersey SHIP rate chart (Sept. 2026) ManhattanLife Ins. and Annuity Co. A, D, G, N
ManhattanLife partner summary (older) Manhattan Life or Western United A, C, F, G, N and High-Deductible F
Plans not shown in these sources Any issuer B, K, L, M and High-Deductible G

Plan F, High-Deductible F and Plan C are only for people eligible for Medicare before January 1, 2020. Sources: California Department of Insurance; New Jersey Division of Aging Services SHIP chart.

The New Jersey filing is unusual because it includes Plan D. Plan D is like Plan G but does not pay Part B excess charges. If you are comparing Plan G with another company, our Medicare Supplement Plan G 2027 guide lists exactly what Plan G pays.

What ManhattanLife Charges: One Year of New Jersey Rates

Manhattan Life Medicare Supplement monthly rates in New Jersey for Plans A, D, G and N, September 2026

New Jersey publishes the same rate chart every year, which lets you see how one company’s prices moved. We lined up ManhattanLife’s row from the October 2025 chart against the September 2026 chart. These are monthly preferred rates for a 65-year-old man.

Plan Oct. 2025 chart Sept. 2026 chart Change
Plan A $218.00 $239.75 +10.0%
Plan D $204.50 $225.00 +10.0%
Plan G $205.42 $226.00 +10.0%
Plan N Not shown $169.00 n/a

Our analysis of the New Jersey Division of Aging Services SHIP charts. Rates can vary by ZIP code, gender and health, and are not a quote.

Every listed plan rose by almost exactly the same 10%, which is typical of a company-wide rate filing rather than a change to one plan. Rate increases on a block that is closed to new buyers can be a concern over time, because fewer new, healthier members join to balance claims. Read more in our guide to Plan G rate increases in 2027.

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Rating, Discounts and a Common Name Mix-Up

AM Best B++ (Good). AM Best upgraded ManhattanLife and its affiliates from B+ to B++ in January 2022. That is a solid but not top-tier grade. Check AM Best for the latest rating.

Household discount. Agent materials for the MAC policies list a 7% household discount that varies by state. Older review sites quote 7% to 12%.

Not Manhattan National Life. Manhattan National Life Insurance Company of Cincinnati is part of MassMutual, not ManhattanLife. Make sure the rating you read belongs to the right company.

ManhattanLife also sells dental, vision and hearing plans, hospital indemnity and short-term care. Those are separate policies with their own premiums. They are not part of any Medicare Supplement plan, and none of them replace Part D drug coverage.

Already a ManhattanLife Policyholder? Your 2027 Checklist

1

Keep paying on time. Medicare Supplement policies are guaranteed renewable. ManhattanLife cannot cancel you for health reasons while your premium is paid.

2

Watch your renewal letter. Rate changes usually come on your policy anniversary. Compare the new price with what Plan G or Plan N costs from other companies at your age.

3

Check your switching rights. Outside your open enrollment window, most states let a new company ask health questions. Our page on whether you can change Medicare Supplement plans covers the rules.

4

Do not cancel first. Keep your ManhattanLife policy until a new policy is approved and in force, so you never have a gap.

5

New to Medicare in 2027? Get quotes from at least two other companies, such as Transamerica, in case ManhattanLife is closed in your state.

Bottom Line

ManhattanLife is a 175-year-old company with a B++ (Good) AM Best rating, but it paused new Medicare Supplement sales in April 2025. Current owners keep their coverage and should watch each renewal increase. New buyers in 2027 should confirm ManhattanLife is open in their state and compare it with other companies.

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Manhattan Life Medicare Supplement — Frequently Asked Questions

➤ Is ManhattanLife still selling Medicare Supplement plans?

ManhattanLife told agents it would stop taking new Medicare Supplement applications after April 30, 2025. Some state charts still list its rates, so ask for a live quote in your ZIP code to see if it is open to you.

➤ What happens to my ManhattanLife policy if new sales stopped?

Nothing changes in your benefits. The company said in-force policies keep being serviced, and the policy stays guaranteed renewable as long as you pay the premium.

➤ Who underwrites Manhattan Life Medicare Supplement policies?

Policies may be issued by The Manhattan Life Insurance Company, ManhattanLife Insurance and Annuity Company, Western United Life Assurance Company or ManhattanLife Assurance Company of America. The issuer depends on your state and when you bought.

➤ How much is ManhattanLife Plan G?

On New Jersey’s September 2026 chart, ManhattanLife Plan G was $226.00 a month for a 65-year-old man at the preferred rate. Your price depends on your age, ZIP code, gender and health.

➤ How much did ManhattanLife raise rates?

In New Jersey, ManhattanLife’s Plans A, D and G each cost about 10% more on the September 2026 chart than on the October 2025 chart. Increases in other states can be higher or lower.

➤ Is ManhattanLife the same as Manhattan National Life?

No. Manhattan National Life Insurance Company is a MassMutual company based in Cincinnati. ManhattanLife is a separate, privately held group based in Houston.

➤ Does ManhattanLife sell High-Deductible Plan G?

None of the state sources we checked show a ManhattanLife High-Deductible Plan G. An older company summary lists High-Deductible F, which is only for people eligible for Medicare before 2020.

➤ Should I switch away from ManhattanLife?

Only if you can get the same plan letter for less and you can pass any health questions. Get the new policy approved first, then cancel ManhattanLife.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Supplement plan up to six months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195.

Medicare Supplement Quotes

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Compare 2027 Plan G, Plan N and more from several insurance companies in one call.

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Compare plans & benefits in your area

Or speak with a licensed insurance agent

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Medicare Supplement Plans 2027
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This website and the Medicare Supplement insurance plans referenced on it are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare Supplement (Medigap) insurance is sold by private insurance companies. MedicareSupplementPlans2027.org is a website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company and licensed insurance agency. We do not offer every plan or insurance company available in your area; any information we provide is limited to the plans and companies we represent. Plan availability, benefits and premiums vary by state, age, gender, tobacco use, ZIP code and insurance company, and are subject to underwriting where permitted by law. Rates and figures shown on this site may reflect 2026 data and are for informational purposes only; your actual premium will be determined by the insurance company. You must continue to pay your Medicare Part B premium. Medicare Supplement plans are not Medicare Advantage plans and do not include prescription drug coverage. By submitting your information in the form, you agree to this site's privacy policy and expressly consent to be contacted at the number entered in the form (including a wireless number if provided) by licensed insurance agents or other partners offering related products that may be of interest to you, by phone, email or text. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges for such messages. You understand that you are not required to provide this consent to purchase goods or services. Receiving quotes through our website is always free, and you are under no obligation to purchase any goods or services as a result of this request. For information on all of your Medicare options, contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP).