Accendo Medicare Supplement Plans 2027: Status, Ratings and Options

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 28, 2026

Accendo Medicare Supplement plans are issued by Accendo Insurance Company, a CVS Health company and Aetna affiliate rated A (Excellent) by AM Best. Accendo stopped taking new applications in at least 30 states in 2023, but existing policies stay in force, so most new buyers now compare Aetna’s main Medicare Supplement line instead.

Accendo was launched in 2020 as a second Medicare Supplement brand inside the Aetna and CVS Health family. It was known for sharp prices on Plan G and Plan F and a large household discount. Then, in 2023, Aetna began closing Accendo to new buyers state by state. If you own an Accendo policy, or you saw the name on an old quote, this guide explains where things stand for 2027.

The good news is that your coverage does not change. Every Medicare Supplement plan with the same letter has the same benefits, no matter which company sells it. The real questions are price, future rate increases and whether it makes sense to switch. If you are shopping new, start with our Aetna Medicare Supplement plans 2027 review, since those plans are still sold by the same parent company.

Accendo Insurance Company is part of the CVS Health family of companies and is an Aetna affiliate. Its Medicare Supplement plans first went on sale in March 2020. Agents who were already contracted with Aetna could sell Accendo without extra paperwork, and both brands used the same online application system.

Aetna sells its main Medicare Supplement line through several other companies, such as Aetna Health Insurance Company, Aetna Health and Life Insurance Company, American Continental Insurance Company and Continental Life Insurance Company of Brentwood, Tennessee. Accendo was a separate company with its own rates, which is why its prices were often different from an Aetna quote for the same plan letter.

Accendo kept a short lineup built around the plans most people buy. If you already own one of these plans, your benefits are set by federal rules and do not change just because Accendo stopped selling new policies.

2027 Part B deductible is the Medicare Trustees projection; CMS announces the final figure in November. Plan letters offered varied by state.

In 2023, Aetna told agents it was closing the Accendo Medicare Supplement product to new applications in waves. The notices said the change would not affect existing policyholders. Aetna’s later agent product charts list its Medicare Supplement plans under its other companies, not Accendo. That suggests Accendo is closed to new buyers in most or all states, but always confirm with a ZIP code quote.

Source: Aetna discontinuation notices to agents, 2023. Existing policies were not affected.

Accendo’s best-known feature was its household discount. Agent materials described it as up to 14% in many states, which was higher than most carriers. Aetna’s main Medicare Supplement line has generally offered a smaller household discount, about 7% in most states and 5% in a few, based on its 2024 agent charts. Rules differ by state.

Discount amounts and availability vary by state.

If you keep your Accendo plan, you keep whatever discount you were given when you bought it, as long as your state’s rules allow. If you switch to Aetna or another company, ask how its household discount works where you live.

There is no rule that says you must leave a closed plan. Many people keep their Accendo policy for years. The main concern is price over time. When a company stops adding new members, the group of people on that plan gets older and smaller. That can lead to bigger rate increases than an open plan, though this is not guaranteed.

Accendo is a CVS Health company with an A (Excellent) AM Best group rating, but it closed its Medicare Supplement plans to new buyers in many states in 2023. If you own Accendo, your coverage continues in 2027, so keep an eye on your rates. If you are buying new, compare Aetna’s main line and other top companies in your ZIP code.